Being an employee.

The most disadvantage of being an employee is the linear income. Linear income means the amount of money that you will be getting at the end of the month is fixed for the whole year and hopefully your salary will only be revised at the end of the year and whether you will be getting a pay rise or otherwise is another story to be told.

Therefore the only way to get more money is to work more (overtime) or get a rise. This may sound encouraging and sometime can be achievable but certainly it is not exactly the fast track to riches. Getting a pay rise also is entirely dependent on your employer, so it is still a lousy choice. And worse, when you are working for a linear income, there’s always a limit to how much you can earn, no matter how much you make an hour.